Expert Tips To Furnish A House On Budget And Avoid Debt

Expert Tips To Furnish A House On Budget And Avoid Debt from North Carolina Lifestyle Blogger Adventures of Frugal Mom

Nine out of ten people live on a budget, shoestring one at it, especially after they buy a home. Since such a purchase is usually made on loan, the primary objective of the homeowners is not to take on any further loans for decorating their homes.  Well, this, however, is not an easy process. 

You will have to consider a lot of things to ensure that you get the desired look and appeal in a room and at the same time do not take out much or any further debt. 

  • Ideally, home designers will suggest that you spend anywhere within 10 and 50 percent of the entire value of your home on furniture. This by it can come up to a huge amount. 
  • In addition to that, there are home appliances, painting of the walls, all other accessories required for home decor and all of these will come up to a hefty bill. 

If you have the money in hand for all these then there is nothing to worry but in most of the times, it is seen that no one is.

However, that does not mean you will have to beg, borrow or steal to decorate your new home or revamp an existing living space. You will simply need to be judicious to furnish your house and save money. You will not even need to take out a second mortgage for that matter and in due course of time looking through different debt settlement reviews and ratings of different companies to work together and look for an easy way out of debt.

Do not rush things 

The most common mistake most of the homeowners do while furnishing their home is that they rush things and therefore take wrong decisions. They try to fill in the entire house with all the required furniture which cost them a lot of money than they could currently afford to spend. 

  • If you are responsible and want to stay out of debt, you should take on one room at a time and take out some time to prioritize your home decorating needs. This will prevent you from spending loads of money all at once. Why rush things if you are going to live in this place for the next 30 years? 
  • If you prioritize and take time for decorating your house it will also give you an ample scope to look for the exact furniture that you need and what you can afford.

Therefore, select one room at a time and do not move on to the next until that is not completely furnished. Ideally, you should start with the living room and leave furnishing the basement for a later time. Focus on the rooms on the basis of traffic, usability and the amount of time spent in it.

Strategic ways to follow

It will be a lot easier for you if you research a lot on the home decor items that you need and find the best place to but it from for an affordable price. You will find a lot of home decor items for cheap and ideas for free in reliable sites such as Craigslist.

  • Looking at the used items displayed over there you will soon find that you are overwhelmed at the options and choices available.  Make sure that you compare them with other sites and narrow down your search by making a note of the items that you want and choosing the best one after comparison.
  • If you research well you may even get expensive and antique pieces at low prices as most of the people often sell costly items online for much more affordable prices.
  • You can even automate your price checking procedure if you do not want to spend hours checking different items on a different list. When you automate things it will not only make your price watching easy but you will also come to know as and when any new items are uploaded through these automated alerts. 
  • Do not overlook the thrift and consignment stores when you want to buy specific items to furnish your home on a budget. Though it will take some to dig out the best deal it will prove to be a worthy investment in the end. You may find the most unique pieces of high quality that have years of life still remaining in it.
  • Whether you find rare collectibles or any common item for cheap price, you must make sure that you splurge strategically. This is because there may be times when you will see that it is much more worthy when you buy a new item rather than buying it for dirt cheap price from a thrift store, such as a mattress and appliances that should be bought new always not only for the wear and tear factor but also for the cleanliness factor. 

When you buy any new product to decorate your home you should make sure that you buy from a store that offers discounts which will ensure that you save quite a lot of money.  Also, make sure that you negotiate for the best deals and do not take anything laid down because in most of the times stores are willing to negotiate on the price.

Buying used furniture

You may also buy used furniture for your home but make sure that you know how to buy used furniture effectively. It is important to make sure that the item that you buy will last for several years down the road. 

  • You may visit the same store multiple times before you finally buy a piece. This will help you to look at the new items that these stores pick up and put on display.
  • Also, make sure that you look at the quality of the material as well as its durability both from inside and out to look for the best construction and composition. 

All these tips and advice will make your home improvement project much easier and keep it within your budget and prevent you from taking on any further debt.

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