I can remember that day in April so clearly. We had set off to watch my middle daughter, Mikaela’s high school soccer team play an away game. We got to the game which was about an hour away without an incident. We were able to enjoy being outside and having a little time just me and my girls. (Hubby had to work that night!)
The team lost but we were still high spirits. Not knowing what would be waiting for us, in less than an hour. We started making the trip back home, the GPS took us a different way than how we came. My oldest daughter, Maddie was driving because as she said “ Mom, you need a break!”
Traffic was a little heavy as it was the day before Good Friday- you know a Holiday weekend. There were three cars in front of us at the light. Which by the way was red. The light turned green and all of a sudden we felt and heard this big bam! It seems the car behind us, saw the green light but not the car didn’t move fast enough for it so he decided to push us out of the way.
After a long night in the hospital and a misdiagnose and months of physical therapy and eventually surgery- I learned very quickly what they don’t tell you if you have been in a car accident.
Here is a list of things
- Insurance doesn’t always cover everything. We ended up owing money even after both our insurance company and the other’s guy paid. There is a maximum that can be paid out on policy and unfortunately since the other guy only had a little coverage on his car we ended up having to go through our insurance company to try to cover the rest of cost. But even that didn’t cover everything.
- You need to look at hiring an attorney, one who specializes like tampa personal injury attorney in car accidents or personal injury. Because they know the legal system better than most and will fight to get you what you owed.
- And know your rights, before the accident I had no clue what my rights were. But you can bet I do know.
- Keep copies of everything- receipts, estimates, doctor’s bills, travel expenses, lost income etc. Unfortunately, since I was already on a leave of absence because Gracie was sick they couldn’t cover my loss wages which was a big hit financially to my family.
I can still remember one piece of advice that our lawyer gave to us. If you have more than one car on your insurance policy – like say for instance you have three cars- put one of those three on a separate policy. Because then you might be able to cover those medical bills. ( I know everyone likes to bundle to save money but in the long run, if something like this happens you will hopefully have everything covered.)
So tell me do you have tips about what you should do after a car accident?