5 Times You Need To Contact Your Insurance Company

5 Times You Need To Contact Your Insurance Company from North Carolina Lifestyle Blogger Adventures of Frugal Mom

Insurance is something everyone needs, almost no one talks about, and people all over the world have. That is why one of the most interesting things about insurance is that so many people that have it, use it, carry it, and sell it know so little about it. Here are some interesting facts about insurance that you may not know – and you probably should. Here are 5 times you need to contact your insurance company.

1. Car Insurance

When you purchase a car, you are required by the title owner to have insurance on the vehicle. When you pay your car title off, you need to make sure you call the insurance company because there may be different insurance programs on the older vehicle that can save you a great deal of money.

2. Agent or Producer

Insurance agents are the term most people see and hear when they watch a movie or television show, but did you know that insurance producer can also be used to refer to the same job? That is not to be confused with an insurance broker, who is a very different type of insurance representative. Rather, a producer or agent is someone that can help you find the right insurance to fit your home, life, or car needs.

3. Baby Birth

If you find yourself with a new bundle of joy, whether you adopted or birthed the angel, you may want to give your insurance agent a call and let him or her know. As your family grows, your insurance needs can grow, too. Be safe and see how your insurance requirements change when you add a new member to the family.

4. Home Remodeling

One of the last people you may think to call during a home remodeling job is your insurance producer, but it is important to do so. As you increase the value of your home, you want to make sure you have the proper coverage should something disastrous happen to your beloved house.

5. Falling Trees

Accidents that happen on your property, such as the proverbial falling tree, should be reported to your insurance agent as soon as possible. Your agent will need pictures of the scene, medical reports, and information about the victim – even if it is only your home.

Your insurance agent is more than just a nameless face in a company you pay for protection. Your agent is there to help you through all the changes life may throw at you. If you have questions about coverage or accidents besides these 5 times you need to contact your insurance company, give your insurance agent a call and see how he or she can assist you.

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